Consumption Loans

Consumption Loans

Consumer Goods Financing

This is a personal credit for the purchase of goods or services for general consumption.

Target segment: Individual customers.

Characteristics

Target market

Individuals.

Deadline

Maximum of 120 months.

Amount

  • Minimum 50,000$00
  • Maximum up to  5.000.000$00

Reimbursement

Constant monthly installments of capital and interest.

Guarantee

  • Third-party guarantee on a promissory note; or
  • Pledge of a financial investment or Treasury Bond; or
  • Other deemed eligible and sufficient.

Required documentation

  • Open account at BI ( applicants, guarantors/co-signers");
  • Loan application;
  • Statement of net income of applicants and guarantors;
  • Salary domiciled at BI;
  • Statement from other banks (existence or absence of liabilities with them).

Advantages

  • Quick response;
  • Extended payment period;
  • Possibility of negotiating the rate depending on the guarantees presented;
  • Opportunity to meet your consumption needs under excellent conditions.

Contracts

Personal credit