Debit Cards
Rede Vinti4
The Rede Vinti4 Card is a personalized debit card that gives access to Rede Vinti4 ATMs for exclusive use in Cape Verde.
It allows customers to make withdrawals, check their account balance, print statements, request checks and pay for their purchases and services at establishments that have subscribed Rede Vinti4.
It allows customers to make withdrawals, check their account balance, print statements, request checks and pay for their purchases and services at establishments that have subscribed Rede Vinti4.
- Private.
- It can be used at any time of the day and on any rede vinti4 machine;
- Safer and more convenient than carrying cash;
- Convenience and ease of use;
- Ease of tracking expenses and balance.
In rede vint4 ATMs it allows:
- surveys;
- Inquiry of balances;
- Movement consultation;
- Code change;
- Check book request;
- Payment for services.
- Being a BI customer;
- Fill in and sign the Adhesion Form available on the website (or at BI Branches).
BI Woman
The BI Woman Card is a Rede Vinti4 debit card, with a modern and distinctive design, aimed exclusively at the female segment. It gives access to rede Vinti4 ATMs for exclusive use in Cape Verde..
- Individuals (female segment).
- It can be used at any time of the day and on any rede vinti4 machine;
- Safer and more convenient than carrying cash;
- Convenience and ease of use;
- Ease of tracking expenses and balance.
In rede vint4 ATMs it allows:
- surveys;
- Inquiry of balances;
- Movement consultation;
- Code change;
- Check book request;
- Payment for services.
- All customers, over 18;
- Fill in and sign the Adhesion Form available on the website (or at BI Branches).
Credit Cards
Visa Classic
The Visa Classic Card allows access to a pre-approved line of credit that allows you to purchase goods and services on credit, as well as withdraw money on credit in Cape Verde and abroad.
Credit cards generate a monthly statement in which all operations carried out in a period and the respective balance are recorded.
Credit cards generate a monthly statement in which all operations carried out in a period and the respective balance are recorded.
- Individuals and Companies
- Free credit up to 50 days;
- Choose the day of the month to make the payment;
- Choose the most convenient payment method, 10%, 25%, 50%, 75% or 100% of the total debt, by automatic debit from the associated current account. If you wish, you can make additional payments at any BI branch;
- You can pay the monthly balance in a fixed installment or as a percentage of the outstanding balance;
- Allows you to pay for purchases in installments of up to 10 months;
- You can change the payment method initially chosen at any time;
- You can benefit from other benefits (various insurance).
Private customer
Social and professional stability;
Financial capacity;
Company customer
Customer risk analysis, thus defining the credit limit to be assigned to all company cards and the number of cards to be issued, as well as the respective credit limits.
Date and validity
Valid for a maximum period of 2 years, with automatic reissue for cards in normal circumstances.
Plafond
Visa Classic
Visa Gold
Social and professional stability;
Financial capacity;
Company customer
Customer risk analysis, thus defining the credit limit to be assigned to all company cards and the number of cards to be issued, as well as the respective credit limits.
Date and validity
Valid for a maximum period of 2 years, with automatic reissue for cards in normal circumstances.
Plafond
Visa Classic
- 75,000 CVE TO 499,000 CVE;
- To be defined through analysis of each client's financial capacity.
Visa Gold
- 500,000 CVE TO 1,000,000 CVE;
- To be defined through analysis of each client's financial capacity.
Visa Gold
Banco Interatlântico's Visa Gold Credit Card allow the holder to access a pre-approved line of credit that allows him to:
- Acquiring goods and services on credit in commercial establishments in the country and abroad identified with the VISA symbols;
- Withdraw cash on credit (cash advance), in Cape Verde (on the Vinti4 network) and abroad, at bank branches and at ATMs identified with the VISA symbols.
Individuals and Companies.
- Free credit up to 50 days;
- Choose the day of the month to make the payment;
- Choose the most convenient payment method, 10%, 25%, 50%, 75% or 100% of the total debt, by automatic debit from the associated current account. If you wish, you can make additional payments at any BI branch;
- You can pay the monthly balance in a fixed installment or as a percentage of the outstanding balance;
- Allows you to pay for purchases in installments of up to 10 months;
- You can change the payment method initially chosen at any time;
- You can benefit from other benefits (various insurance).
free credit period
insurance
Visa Gold Card Coverage
- The free credit period is on average from 35 to 50 days (depending on the date of operation); during this period the cardholder benefits from interest-free credit.
insurance
Visa Gold Card Coverage
- Personal accidents;
- Personal Accidents while Traveling;
- Personal Accidents in Free Time;
- Assistance to People Abroad;
- Extracontractual Civil Liability.
Cliente particular
company customer
date and validity
ceiling
Visa Gold
- Estabilidade Social e profissional;
- Capacidade financeira;
company customer
- Customer risk analysis, thus defining the credit limit to be assigned to all company cards and the number of cards to be issued, as well as the respective credit limits.
date and validity
- Valid for a maximum period of 2 years, with automatic reissue for cards in normal circumstances.
ceiling
Visa Gold
- 500,000 CVE TO 1,000,000 CVE;
- To be defined through analysis of each client's financial capacity.
Pre-paid Cards
Visa BI Pay Card
The Visa BI Pay prepaid debit card represents a monetary value stored in an electronic medium, issued by BI upon receipt of funds and accepted as a form of payment at any national and international establishment associated with the VISA network.
Particulars in general. In particular to:
- Parents and guardians;
- College students;
- Liberal professionals;
- Merchants and Entrepreneurs.
- Range of possibilities: Excellent for travel, business, internet shopping, original offers for family and friends;
- Top-up: By debiting the DO account or via Bin@net;
- Global acceptance: Can be used at any Automatic Payment terminals on the Visa Network;
- Ease of budget management - no risk of exceeding available funds limits;
- Easy receipt and payment through ATMs and the VISA network;
- Safer and more convenient than carrying cash or checks;
- Ease of tracking expenses and balance;
- Ease of mobilization of the available balance;
- Secure card because it works with a PIN code
- Bidder identification data
- “Adhesion Agreement – Visa Prepaid Debit Cards” form and respective general conditions of use completed and signed by the proponent
- Card validity period (two years) with automatic renewal
ATM
ATM
The ATM service was the first made available by the Vinti4 Network, enabling its users to carry out various transactions quickly, safely and with convenience, according to the customers' needs:
- Cash withdrawal;
- Check balances, transactions and BIN;
- Check the last nine Vinti4 transactions made on your account;
- Payment of invoices, donations;
- Purchase of tickets (passes, for shows, etc.);
- Purchase of mobile phone minutes;
- Bank transfer;
- Check request;
- Second copy of Vinti4 transaction receipt;