Debit Cards
Vinti4 Network
The Vinti4 Network Card is a personalized debit card that gives access to Vinti4 Network ATMs for exclusive use in Cabo Verde.
It allows customers to make withdrawals, view their account balance, print statements, request checks at ATMs and pay for their purchases and services at establishments that have associated the vinti4 Network.
- Individuals.
- It can be used at any time of the day and at any machine in the vinti4 network;
- It is safer and more convenient than carrying cash;
- Convenience and easy to use;
- Easy to keep track of expenses and balance.
At the Automatic ATM's within the vint4 network, allow you to:
- Withdrawals;
- Balance check;
- Transaction verifications;
- Access code change;
- Checkbook request;
- Service payments.
- Transaction security is ensured by entering the PIN
- Card valid for five years with automatic renewal.
- Be a BI customer;
- Fill in and sign the Application Form available on the website (or at any BI branch).
BI Woman
The BI Woman Card is a debit card from the Vinti4 network, with a modern and distinctive design, intended exclusively for women. It gives access to Vinti4 network ATMs for exclusive use in Cabo Verde.
- Individuals (female segment).
- It can be used at any time of the day and on any rede vinti4 machine;
- Safer and more convenient than carrying cash;
- Convenience and ease of use;
- Ease of tracking expenses and balance.
ATMs in the vinti4 network allows:
Transaction security is ensured by entering the PIN.
Expiration date:
Expiration date of the card (five years) with automatic renewal.
- Withdrawals;
- Checking balances;
- Transaction Verifications;
- Access code change;
- Checkbook request;
- Payment of services.
Transaction security is ensured by entering the PIN.
Expiration date:
Expiration date of the card (five years) with automatic renewal.
- All clients over the age of 18;
- Fill in and sign the Application Form available on the website (or at any BI branch).
Credit Cards
Visa Classic
The Visa Classic Card gives you access to a pre-approved credit line that allows you to purchase goods and services on credit, as well as withdraw money on credit in Cabo Verde and abroad.
Credit cards generate a monthly statement in which all the transactions made during the corresponding period are recorded, as well as the corresponding balance.
Credit cards generate a monthly statement in which all the transactions made during the corresponding period are recorded, as well as the corresponding balance.
- Individuals and Companies
- Free credit for up to 50 days;
- Choose the most convenient payment method, 10%, 25%, 50%, 75% or 100% of the total debt, by automatic debit from the associated current account. If you wish, you can make additional payments at any BI branch;
- You can pay the monthly balance in a fixed installment or as a percentage of the debt;
- You can pay for acquisitions in installments of up to 10 months;
- You can change the payment method initially chosen at any time;
- You can benefit from other advantages (various insurances).
Free credit period
The free credit period is on average 35 to 50 days (depending on the date of the transaction); during this period the cardholder benefits from interest-free credit.
Insurance
Visa Classic Card Coverage
The free credit period is on average 35 to 50 days (depending on the date of the transaction); during this period the cardholder benefits from interest-free credit.
Insurance
Visa Classic Card Coverage
- Personal Accidents while travelling;
- Assistance for people abroad;
- Non-contractual Civil Liability.
Individual client
Social and professional stability;
Financial capacity.
Corporate client
Analysis of the client's risk, thus defining the credit limit to be assigned to all company cards and the number of cards to be issued, as well as the respective credit limits.
Expiration date
Valid for a maximum of 5 years, with Automatic reissuance of cards in regular status.
Plafond
Visa Classic
Social and professional stability;
Financial capacity.
Corporate client
Analysis of the client's risk, thus defining the credit limit to be assigned to all company cards and the number of cards to be issued, as well as the respective credit limits.
Expiration date
Valid for a maximum of 5 years, with Automatic reissuance of cards in regular status.
Plafond
Visa Classic
- From 75,000 CVE to 499,000 CVE;
- To be determined based on the analysis of each client's financial capacity.
Visa Gold
Banco Interatlântico's Visa Gold Credit Cards give cardholders access to a pre-approved line of credit allowing them to:
- Purchase goods and services on credit at commercial establishments domestically and in foreign countries using VISA badges;
- Withdraw money on credit (cash advance), in Cabo Verde (on the Vinti4 network) and abroad, at bank branches and ATMs using VISA badges.
Individuals and Companies.
- Free credit for up to 50 days;
- Optional payment method: 10%, 25%, 50%, 75% or 100% of the total amount owed, by automatic debit from the associated current account. If you wish, you can make additional payments at any BI branch;
- You can pay the monthly balance in a fixed installment or as a percentage of the outstanding balance;
- You can pay for purchases in installments of up to 10 months;
- You can change the payment method initially chosen at any time;
- You can benefit from other advantages (various insurances).
free credit period
insurance
Visa Gold Card Coverage
- The interest-free credit period is on average 35 to 50 days (depending on the date of the transaction); during this period the cardholder benefits from interest-free credit.
insurance
Visa Gold Card Coverage
- Personal Accidents;
- Personal Accidents while Traveling;
- Personal accidents during leisure time;
- Assistance to People abroad;
- Non-contractual Civil Liability.
Individual client
Corporate client
Expiration date
Plafond
Visa Gold
- Social and professional stability;
- Financial capacity;
Corporate client
- Customer risk analysis, defining the credit limit to be assigned to all company cards and the number of cards to be issued, as well as the respective credit limits.
Expiration date
- Valid for a maximum of 5 years, with Automatic reissuance of cards in regular status.
Plafond
Visa Gold
- From 500,000 CVE to 1,000,000 CVE;
- To be determined based on an analysis of each client's financial capacity.
Pre-paid Cards
BI Pay Visa Card
The Visa BI Pay prepaid debit card represents a monetary amount stored on electronic support, issued by BI upon receipt of funds and accepted as a payment method at any national and international establishment associated with the Visa network.
Private individuals in general. In particular:
- Parents and guardians;
- University students;
- Liberal professionals;
- Merchants and business people.
- Range of possibilities: Excellent for travelling, business, Internet shopping, special offers for family and friends;
- Top-up: By account debit order or via Bin@net;
- Global acceptance: Can be used at any of the Visa network's automatic payment terminals;
- Easy budget management - no risk of exceeding available funds limits;
- Easy receipt and payment through ATMs and the VISA network;
- Safer and more convenient than carrying cash or cheques;
- Easy monitoring of expenditure and balance;
- Easy mobilization of the available balance;
- Secure card because it works with a PIN code.
- The card works autonomously, without connection to any current account, and its operation depends exclusively on the funds previously received;
- As the cardholder uses their card, the amount corresponding to each transaction and the tariff charges and fees will be deducted from the available funds;
- The cardholder can request the card to be topped up by handing over funds by bank tellers at the branches, by debit order from the account or via Bin@net.
- Identification information of the applicant;
- Form “ Membership Agreement - Prepaid Visa Debit Cards” and respective general conditions of use filled in and signed by the applicant;
- Card expiration date (five years) with automatic renewal.
ATM
Vinti4 ATM´s
Automatic teller machines
The vinti4 Teller Machine service was the first to be made available by the vinti4 Network, enabling its users to carry out a variety of operations quickly, safely and comfortably according to their needs:
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Cash withdrawals;
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Checking balance, transactions and NIB;
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Consultation of the last nine transactions made on your account in the vinti4 network made on your account;
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Payment of invoices, donations;
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Purchase of entrance tickets (tickets, show tickets, etc.);
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Mobile phone top-up;
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Bank transfer;
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Cheque request;
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Second copy of vinti4 transaction receipt;
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It accepts vinti4 cards, VISA, Mastercard and American Express.