BI Salary Solutions

BI Salary Solutions

BI Salary is a Negotiated Overdraft Limit (NOL)

BI Salary is a Negotiated Overdraft Limit (LDN) available in a Current Deposit account that allows the anticipation of domiciled income: wages, pensions and other regular incomes.

Characteristics

Access conditions

 Private clients who meet one of the following conditions:

  • Have an income domiciled at BI from salaries, pensions or other fixed monthly income;

OR

  • To be self-employed and have income domiciled at BI from the exercise of professional activity, such as consultancy fees, service contracts and others.

Amount

 · Up to 50% of the average monthly income credited to BI in the last 6 months and according to internal effort rate criteria.

· Up to 25% of the average monthly income credited to the BI in the last 6 months and according to internal effort rate criteria.

Required documentation

The following forms must be filled in and signed:

  • Application form;
  • Wage Domiciliation Form (except for clients with 6 months or more receiving payment through BI);
  • Declaration from the Employer/Pension Payer specifying the amount of monthly and/or other remuneration and stating the type of employment contract. For self-employed professionals, copies of receipts for salaries, contracts, and consultants for the last 6 months and a copy of the form model 112 (Income Statement) for the calendar year prior to the date of the application.

Advantages

  • Fast approval, immediate funding for unforeseen expenses;
  • Payment solely for the amount effectively used;
  • Possibility of a preferential interest rate on individual credit agreements.