BI Salary Credit

BI Salary Credit

Get your salary in advance with Interatlântico

  • Need to solve an unexpected problem?
  • Want to seize an opportunity?
  • Start a dream?
Get an advance on your salary, pension, or other regular income up to 13 times your net monthly amount.

Characteristics

Access conditions

Private clients who meet one of the following conditions:

  • Have an income domiciled at BI from salaries, pensions or other fixed monthly income;

OR

  • To be self-employed and have income domiciled at BI from the exercise of professional activity, such as consultancy fees, service contracts and others.

Amount

 · Up to 50% of the average monthly income credited to BI in the last 6 months and according to internal effort rate criteria.

· Up to 25% of the average monthly income credited to the BI in the last 6 months and according to internal effort rate criteria.

Required documentation

The following forms must be filled in and signed:

  • Application form;
  • Wage Domiciliation Form (except for clients with 6 months or more receiving payment through BI);
  • Declaration from the Employer/Pension Payer specifying the amount of monthly and/or other remuneration and stating the type of employment contract. For self-employed professionals, copies of receipts for salaries, contracts, and consultants for the last 6 months and a copy of the form model 112 (Income Statement) for the calendar year prior to the date of the application.

Advantages

  • Fast approval, immediate funding for unforeseen expenses;
  • Payment solely for the amount effectively used;
  • Possibility of a preferential interest rate on individual credit agreements.